XCredit Loan Review, Application Process And More

Knowing about a loan app before you sign a deal with them is very necessary.

It would be sad to collect a loan and later realize you just took a loan from an app with a bad review. 

I know what it takes to identify a good loan company and the one you should run from. 

Do you want to take a loan from XCredit? Let me take you through what you need to know about them. 

How To Take Loan From XCredit 

Generally, loan apps have their approach to requirements you need to meet before they can borrow you any amount. 

Each company has its approach, so let me briefly explain how to do this on XCredit. 

Register with XCredit

The first step is registration. To register, 

  1. Install and download the app from PlayStore. 
  2. Fill in your required details to open an account with them 

After doing these two processes, you can then move on to applying for a loan. 

How To Apply For a Loan 

After registering with the platform, you are liable for a loan with them if your credit score is good. On the dashboard, you will see an icon that reads \”Apply.\”

Click on the icon on the screen, and you will move on to the next page to fill in your details. The interest on the loan would be seen. You pay a 12% interest on the amount borrowed.

Agree to the terms and conditions, and then you will receive the money in your account if your application is approved. 

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How Much Can XCredit Borrow You 

The amount of money you can borrow depends on your relationship with them. However, they give a minimum of #5,000-10,000 to new members. Although, it depends on your credit score. When you enter your BVN during registration, they will know the amount of loan you deserve. 

Nonetheless, the more you build your relationship with them by paying back your loan when due, it will increase your loan limit. As of today, the company can give out a maximum amount of #500,000. 


Developments are inevitable, so you must read the new update on the company\’s Mode of operation. 

2 thoughts on “XCredit Loan Review, Application Process And More”

  1. zoritoler imol

    I really like your writing style, great info, regards for posting :D. “In university they don’t tell you that the greater part of the law is learning to tolerate fools.” by Doris Lessing.

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