The number of loan apps has risen over recent years.
It is challenging to know the service that is safe and good enough. That is why you need a good review of loan apps before jumping on it to borrow.
I will share the full review of iCredit loan app in this article. If you plan to use this platform, the review will guide you in making the right decision about using the platform.
The review will contain all iCredit types of loans and testimonies from clients using their platform.
Type Of iCredits
The categories of loans on the iCredit loan app are referred to as “iCredits.”
Direct Personal Loans
iCredit offers loan to individuals for personal use. You can use iCredit to get a loan for personal use for large purchases or any other “personal” reason except for investing, paying college expenses, and other committed fees.
Mortgage Loan
Mortgage loans are loans strictly used for construction and building. You can not use mortgage loans on iCredit for any other purpose besides building. A mortgage helps you enjoy a comfortable repayment plan for a large sum of money.
Car Loans
iCredit offers loans for buying and maintaining cars. You can not use the car loan for other purposes like the mortgage loan.
Credit Card Loan
This is close to the direct personal loan but is given based on your credit card limit. This means you can not get an amount higher than your credit card limit.
Medical Loan
Medical loans are quick financial assistance that you can get if you have any medical condition like an accident. iCredit can provide such funds that can be paid over a period of time.
Two Wheeler Loan
We all have our favorite two-wheeler. If you really want one and you don’t have the money, iCredit provides a means to borrow and repay later. The use of this loan is restricted to buying two-wheeler vehicles alone.
Travel Loan
A travel loan is a loan to finance your trip to a distant place. Note that some trips are not allowed by iCredit for this loan.
Mini Money Loan
Do you need money for an urgent task but still expecting your revenue? You can get the mini money loan from iCredit and pay it back in a few days. This loan last for only a very short period of time.
Guarantee Loan
iCredit offers a loan that includes a third party promising to pay the loan back if you default. That means in the case of a default iCredit can hold the third party responsible for payment.
Sustainable Consumer Loan
iCredit has a loan package for green projects that will reduce gas emissions and other harmful processes in society.
Mobile Phone Loans
The world is getting digital, and iCredit has provided a means for you to join your friends. They offer a loan to buy a mobile phone.
Borrowers’ Testimonies about iCredit
- iCredit is real.
- ICredit offers loans as low as ₦1000 and as high as ₦50,000.
- iCredit is available every day of the week (24 hours)
- iCredit has not to traced to any scam, and they have a physical office. The address is available on their official site.
Conclusion
iCredit is safe for loan services, and do not use such opportunities to assault people in any way.
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